Is Your Pension On Track? Check Your Pension Statement
14/08/2023
I recently received my annual pension statement. It’s a document issued every year that shows you how much you have saved so far and how much you could have at
Recent Articles
How I Paid Off my Student Loan in less than 2 Years
26/07/2023
In Nov 2021, I wrote an article about my experience with student loans: being £12k in debt. Paying it off seemed like a long way away. However, I’m happy to
The Ultimate Personal Finance Money Management System
18/07/2023
On our path to early retirement, one of the things not spoken about is money management. Knowing what to invest in is great but is useless unless we actually have
The Difference between UK and US Investment Accounts
02/07/2023
Planning for retirement is vital to financial well-being, and understanding the various available investment account options is crucial. In this article, we will compare and contrast the pension systems in
How to Choose your Ideal Withdrawal Rate for Early Retirement
26/06/2023
In my previous article, I talked about why the 4% rule is not necessary for early retirement. 4% is the withdrawal rate that you would use if you want to
My Plan to be Financially Independent and Retire Early in 10 Years
18/06/2023
We all have goals, in my case it’s to be financially independent and retire early in 10 years. Having been in the FIRE space for a while now, I’ve a
Why you don’t need £1 million to Retire Early
12/06/2023
You may have heard that you are can retire early when you save 25x your annual expenses. Say your yearly expenses are £40k. That means: £40,000 x 25 = £1
The 4 Phases of Retirement: How to get to Early Retirement
04/06/2023
Most FIRE seekers are currently in what I call Phase 1 of retirement: Wealth Accumulation. This means they are currently saving and investing to be able to retire both early
Why the 4% Rule is not Ideal for Early Retirement
29/05/2023
No matter what you read on early retirement, they all say the same thing: follow the 4% Rule. The 4% Rule was invented in the 90’s on how much you
Mini Retirement: Retire for 1 year every 4 years
20/05/2023
We have talked a lot about being able to retire completely i.e. never having to work again. But what if you don’t want to retire completely; what if you just